Common Types of Workplace Accidents
Workplace accidents can happen in a variety of industries and environments. Whether you work in an office, construction site, factory, or another setting, accidents can occur unexpectedly. Here are some of the most common types of workplace accidents that may qualify for workers’ compensation:
- Slips, Trips, and Falls: Slips, trips, and falls are among the leading causes of workplace injuries in Somerset County. Wet floors, uneven surfaces, cluttered work areas, and improper footwear can all contribute to these types of accidents. Whether it's a fall from a height or a simple slip in the workplace, these accidents can result in serious injuries, including fractures, sprains, and head trauma.
- Construction Accidents: The construction industry is known for its high-risk environment. Workers on construction sites often deal with heavy machinery, high scaffolding, and dangerous tools. Injuries can result from equipment malfunctions, falls from heights, falling debris, or being struck by objects.
- Overexertion and Repetitive Strain Injuries: Lifting heavy objects, performing repetitive tasks, or staying in awkward positions for extended periods can lead to musculoskeletal injuries. These injuries can affect the back, shoulders, wrists, and knees and are often the result of physical strain over time. Repetitive strain injuries (RSIs), like carpal tunnel syndrome, are also common in workplaces that require constant motion, such as typing or assembly line work.
- Motor Vehicle Accidents: Employees who drive as part of their job, such as delivery drivers, truckers, or salespeople, are at risk of motor vehicle accidents. Whether on a busy road or in a parking lot, collisions can cause serious injuries ranging from whiplash to severe head trauma.
- Workplace Violence: In some work environments, employees may face threats of violence from customers, clients, or even coworkers. Workplace violence can result in both physical and psychological injuries, including traumatic brain injuries, broken bones, and emotional trauma.
- Exposure to Harmful Substances: Many workers are exposed to hazardous substances like chemicals, fumes, dust, and asbestos. Over time, this exposure can lead to respiratory issues, skin conditions, or even life-threatening diseases like cancer.
New Jersey Workers' Compensation Benefits
When you suffer an injury or illness related to your work, New Jersey workers' compensation benefits are designed to help you recover financially. Here are the primary benefits you may be entitled to under New Jersey workers' compensation laws:
- Medical Benefits: Workers' compensation covers the cost of medical treatment related to your injury. This includes doctor visits, hospital stays, surgeries, physical therapy, medications, and any other treatments necessary for your recovery. You may also be entitled to reimbursement for transportation costs to and from medical appointments.
- Temporary Disability Benefits: If you are unable to work for a period of time due to your injury, you may qualify for temporary disability benefits. These benefits provide you with a portion of your lost wages while you are unable to perform your job. The amount is typically about two-thirds of your average weekly wage, subject to state maximums.
- Permanent Disability Benefits: If your injury results in permanent disability, you may be eligible for permanent disability benefits. The extent of your disability determines the amount of compensation you will receive. Injuries that lead to long-term or permanent impairment may qualify for more significant benefits.
- Death Benefits: If a worker dies as a result of a workplace accident, their surviving spouse and dependents may be entitled to death benefits. These benefits provide financial assistance to help cover funeral expenses and provide ongoing support for the family members who relied on the worker's income.
- Vocational Rehabilitation: If your injury prevents you from returning to your previous job, workers' compensation may provide vocational rehabilitation services. These services help you acquire new skills or retrain for a different job that you are capable of performing given your injury.
How to File a Workers' Compensation Claim in NJ
Filing a workers' compensation claim in New Jersey can be complicated. Ensuring that your claim is properly filed and all documentation is in order is crucial to receiving the compensation you deserve. The following steps outline how to file a workers' compensation claim in NJ:
1. Report the Injury to Your Employer
The first step in filing a workers' compensation claim is to notify your employer about your injury. In New Jersey, you must report your injury within 14 days of the accident, although it is best to report it as soon as possible. Be sure to provide specific details about how the injury occurred and the type of injury sustained.
2. Seek Medical Attention
Once you've reported the injury, seek medical attention immediately. In New Jersey, your employer or their insurance provider may direct you to an approved physician, but you have the right to choose your own doctor in some cases, especially if your employer's doctor is not providing adequate care.
3. File a Workers' Compensation Claim
After receiving medical treatment, your employer or their insurance company will typically file a workers' compensation claim with the New Jersey Division of Workers’ Compensation. You should keep a copy of all medical records and any communication with your employer.
4. Wait for the Decision
The insurance company will review your claim and make a determination about your eligibility for benefits. If your claim is denied, or if there is a dispute about the amount of compensation you should receive, you may need to appeal the decision.
5. Work with an Experienced Workers’ Compensation Lawyer
A skilled Somerset County workers' compensation lawyer can help you navigate the complex claims process and ensure that you receive the compensation you are entitled to. At Levinson Axelrod, P.A., our attorneys will advocate for your rights, assist with paperwork, and represent you in any hearings or appeals.
Why Choose Levinson Axelrod, P.A.?
Levinson Axelrod, P.A. is committed to fighting for the rights of workers in Somerset County and throughout New Jersey. With over 80 years of experience, our dedicated team understands the challenges faced by injured workers and will work tirelessly to secure the benefits you deserve.
We offer personalized legal services, working directly with you to understand your unique case. Our team has successfully represented numerous clients in workers' compensation claims, and we are ready to put our experience to work for you.
To schedule a free case review, contact us today at (732) 440-3089.
Reviews & Testimonials
*Results may vary depending on your particular facts and legal circumstances.
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I want to thank you for all of your help settling my case seamlessly and promptly with an unexpected, and speechless outcome. I'm still in a bit of shock and I'm still processing it all. After my case bounced from associate to associate, I had...- G.K.
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Celine took what I thought would be a stressful situation and turned it into a wonderfully positive experience for me and for my family. Her passion for her job, and her compassion towards her clients, is without limit. She is a fighter.
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I recently had the pleasure of working with the remarkable attorneys, Celine and Richard, at Levinson Axelrod, and I cannot recommend them highly enough! Thank you for your exceptional work and for going above and beyond to secure justice for your clien
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Thank you for your quick response and for the information. Most importantly, thank you and your team for fighting so hard for me. I am grateful to have had such a caring and diligent team representing me throughout this ordeal.
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$1,200,000 Personal Injury Settlement
While stopped in traffic, an Ocean County man was injured as a result of being rear ended by a dump truck. The plaintiff was receiving treatment for a prior neck problem at the time of the collision but required surgery after the additional problems caused by the accident. Our attorneys were able to combat the defense's arguments through the use of very skilled and competent medical experts and ultimately obtained a settlement of $1.2 million.
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$987,500.00 Premises Liability Settlement
Associate Kelley Lavery recently secured a nearly $1 million settlement for a client who fell and fractured both ankles at a parking garage in Jersey City, NJ.
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$650,000 Personal Injury Settlement
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$300,000 Workers' Compensation Settlement
Partner Rich Marcolus obtained a $300,000 workers’ compensation settlement for a law enforcement officer injured in the line of duty.
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$263,000 Workers' Compensation Settlement
Attorney Celine Vitale of our firm secured a six-figure workers’ compensation settlement for a sales rep injured while lifting a dresser.
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