New Jersey Motorcycle Accident Attorneys

Determining the Cause of Your Motorcycle Accident

Motorcycle riders are much more exposed on roadways than a car or truck driver. That means when an accident does occur, the damages can be devastating.

It is important to understand what caused your accident so you can hold the appropriate party liable. Some of the leading issues of driver negligence include:

• Cars making left-hand turns
• Road hazards, including fallen cargo
• Vehicles making unsafe lane changes
• Vehicle lane drifting
• Speeding or reckless driving
• Drunk or distracted drivers
• Motorcycle or equipment defects

Whether a product manufacturer is to blame or a reckless driver is at fault, Levinson Axelrod, P.A. has the resources to fully investigate your accident and gather needed evidence. We have experience crafting compelling claims and can walk you through the complex legal process step by step.

Who Pays for Your Damages After a Motorcycle Accident in NJ?

Many motorcycle accidents result in serious injuries to the rider, which means significant medical bills and other losses will be incurred.

After an accident, our team can help riders decipher insurance policies for immediate coverage and explore their options for recovering past and future damages from at-fault parties. For example:

• We can help riders determine if their motorcycle insurance policy provides medical expense coverage. In New Jersey, people injured in car accidents usually have Personal Injury Protection (PIP) benefits on their own car insurance policies that provide immediate coverage for medical bills. Motorcycle policies do not offer PIP benefits for the motorcycle rider or passenger, but some policies contain coverage for a limited amount of medical expenses.
• If a motorcyclist is injured in an accident that was caused by the negligence of another motorist or some other person or entity, a personal injury claim can be made against the other party for any medical bills, pain and suffering, lasting disability, and other past and future losses.

Unfortunately, motorcyclists can face some unique challenges in their fight for full compensation. Some of these include:

• Insurance companies: Insurance companies are corporations that view claims filed by injured motorcyclists as threats to their bottom line. Insurers will use many tactics to deny valid claims or pay as little as possible to riders.
• Disputed fault: At-fault parties and insurance carriers may be more inclined to explore dispute their fault or the fault of their policyholders when accidents involve motorcyclists. Insurers may argue riders are to blame or that their behaviors contributed to wrecks.
• Underinsured drivers: A common problem that arises in motorcycle cases is that motorists who cause injuries do not have enough insurance to fully cover a rider’s losses. The same situation could arise if at-fault drivers are uninsured, or when riders are injured in hit-and-run accidents.

At Levinson Axelrod, P.A., we leverage our experience and resources to help motorcyclists fight back against insurance companies. In addition to conducting the necessary investigations and working with experts to challenge disputes, we also help riders assess their options for maximizing a financial recovery. This can include searching for additional parties that may bear liability for an accident, or pursuing a claim under a motorcycle rider’s insurance policy if they have sufficient uninsured and underinsured motorist (UM / UIM) motorist coverage.